Bike Insurance: What Are the Main and Extension Coverages?

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Title : Bike Insurance: What Are the Main and Extension Coverages?
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Bike Insurance: What Are the Main and Extension Coverages?

Bicycle Insurance (Bike Cycle Insurance) is insurance that covers loss and or damage that occurs to the insured bicycle for the risks guaranteed in the bicycle insurance policy. 

In principle, bicycle insurance is not much different from motorcycle insurance or other motor vehicle insurance. However, this insurance guarantees non-motorized bicycles such as various types of mountain bikes, racing bicycles, hybrid bicycles, BMX bicycles, and folding bicycles.

Bike insurance guarantees include:
  • Accidental damage
  • Total loss due to Theft
  • Damage or loss in transit or in transit
  • Personal Accident and Medical Expenses
  • Road service assistance (emergency assistance on the road)
  • Personal liability & third party liability

Bikes can be very expensive. Image source: indiamart.com

To get maximum protection, you can request the following policies:
  • Guaranteed repair at an authorized workshop
  • Guaranteed replacement value with new price without depreciation
  • Personal accident coverage that is greater than the value of the bicycle
  • Personal accident insurance for the cyclist profession

In Indonesia, the bicycle insurance provider is PT Asuransi Sinar Mas or PT Asuransi Simas Insurtech. Is there any other insurance that has a similar product? Please comment below.

Sepeda bisa sangat mahal. Sumber gambar: indiamart.com



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Bike Insurance: What Are the Main and Extension Coverages?

Bike Insurance: What Are the Main and Extension Coverages?

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Bicycle Insurance (Bike Cycle Insurance) is insurance that covers loss and or damage that occurs to the insured bicycle for the risks guaranteed...
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Bicycle Insurance (Bike Cycle Insurance) is insurance that covers loss and or damage that occurs to the insured bicycle for the risks guaranteed in the bicycle insurance policy. 

In principle, bicycle insurance is not much different from motorcycle insurance or other motor vehicle insurance. However, this insurance guarantees non-motorized bicycles such as various types of mountain bikes, racing bicycles, hybrid bicycles, BMX bicycles, and folding bicycles.

Bike insurance guarantees include:
  • Accidental damage
  • Total loss due to Theft
  • Damage or loss in transit or in transit
  • Personal Accident and Medical Expenses
  • Road service assistance (emergency assistance on the road)
  • Personal liability & third party liability

Bikes can be very expensive. Image source: indiamart.com

To get maximum protection, you can request the following policies:
  • Guaranteed repair at an authorized workshop
  • Guaranteed replacement value with new price without depreciation
  • Personal accident coverage that is greater than the value of the bicycle
  • Personal accident insurance for the cyclist profession

In Indonesia, the bicycle insurance provider is PT Asuransi Sinar Mas or PT Asuransi Simas Insurtech. Is there any other insurance that has a similar product? Please comment below.

Sepeda bisa sangat mahal. Sumber gambar: indiamart.com

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